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Have you ever received your cell phone bill that was supposed to cost roughly $65-$75 monthly but after misc. taxes and fees it ends up being $110. Trust me we’ve all been there, and apparently more times than any smart consumer would like to admit.

Consumers are facing a deadline to claim refunds from a $158 million federal settlement with Sprint and Verizon over unauthorized charges placed on wireless phone bills, a practice known as ‘cramming’; What is Cramming you ask? according to the FCC, It is the illegal act of placing unauthorized charges on your wired line, wireless, or bundled service telephone bill. The FCC has estimated that cramming has harmed tens of millions of American households.

Back in May of 2015 the attorney general announced that Verizon wireless will have to pay $90 million and Sprint Corporation will pay $68 million to settle. After investigators uncovered the wireless companies had been billing consumers through third-party unauthorized premium text messaging services; which could cost anywhere from 9.99 or more per text received.Verizon and Sprint Customers have until DECEMBER 31st, 2015 to submit your claim.

Sprint Consumers can submit claims through www.sprintrefundpsms.com.

Verizon Wireless Consumers should submit claim using  www.cfpbsettlementverizon.com.

AT&T customers can submit claims through www.ftc.gov/att

T-Mobile customers can submit claims through www.t-mobilerefund.com.