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We’re almost in February of 2013 and I’m still struggling with the one resolution of saving money! What am I (or are you) doing wrong? Let’s see if we’re following these steps:

1. Cut down on coffee drinks! (OH NO) I don’t stop by my local coffee shop too many times, but it might just help in the pockets.

2. Pack a lunch! I’ve done this and it does work! Cook your dinner or make your lunch the night before and bring it to work!

3. Talk to yourself when you’re shopping. You might look crazy but when you’re shopping, ask yourself, “Do I really need this?” It helps when you repeat it like 3 times. More than likely, you’ll talk yourself out of it.

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